Retiring? Here’s a check list of what to do ...and the connections to make it happen.

If you wish, print this page and record your progress.

1) Submit letter of Retirement to your school board (not a letter of resignation)

2) Apply for pension

Three months in advance of your required pension commencement date, contact the Teachers’ Pension Plan to obtain your personalized pension application form.
416-226-2700
800-668-0105

How to Apply for a Pension? Visit the TPP Web site, under 'iAccess Web', select "How to register".

3) Send to Pension Plan Board birth and marriage Certificates

If you haven't done so already, send the OTPPB birth certificates for you and your spouse, marriage certificate, or notarized statement re common law marriage.

4) Notify the Ontario College of Teachers of your retirement status.

Contact the College at 416-961-8800 or toll free, 1-888-534-2222 and ask them to send you a Notice of Retirement Form, or visit their web site, College of Teachers for further information.

5) Join RTO/ERO

Membership is not automatic upon retirement, individuals must apply.

RTO/ERO is the official voice of all retired persons in receipt of a pension administered by the
Ontario Teachers' Pension Plan Board.Membership Application.

On the application form in order to join our area (County of Lanark and the Town of Smiths Falls), in the list of Districts, please select District 29.

6) Check for adequate health insurance coverage

E-mail RTO/ERO

Confirm with your school board the coverage you have during retirement and when it terminates.

Ensure continuity of your health insurance coverage. Apply before your school
board / spousal / other group coverage terminates (medical evidence of insurability is required if
you apply after 60 days has elapsed).

7) Apply for the Canada Pension Plan

"CPP/ISP Web site"

You are eligible to receive Canada Pension as early as age 60. Obtain an application form from your local Post Office, Income Security Programs Office.

The normal age that you start receiving a CPP retirement pension is 65. However, you can start receiving your pension as early as 60 or as late as 70. If you start your pension before 65, you must stop working or earn less than a maximum amount for a required period of time.

If you start your pension early, it is permanently reduced by 0.5 percent for each month that you are under 65. If you start your pension later, it is increased by 0.5 percent for each month that you are over 65, up to the age of 70.

For practical on-line information, access the above CPP Web site, provided by Human Resources Development Canada.

Request a CPP application by phone. The toll-free number is 1-800-277-9914.